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Auto Insurance
Home Insurance
Coverage for Your Business
Life Insurance
Mobile Home Insurance
Recreational Vehicle Insurance

Our Locations

Homosassa Office

8469 W Grover Cleveland Blvd
Homosassa, FL 34446
Main office: 352-508-8517
Toll free: 844-466-2631
Fax: 352-628-2055

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Hernando Office

1037 East Norvell Bryant Hwy
Hernando, FL 34442
Main office: 352-437-2273
Fax: 352-341-4667

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers



Sheldon Palmes Insurance

We’re an independent and locally owned insurance agency that delivers customized solutions.  We’ve served individuals and groups, and we’ve served marinas and other commercial enterprises in Hernando and in communities throughout Northern Florida for almost 20 years, and also we know the needs of individuals and of businesses that are in communities that we serve.


We work with A-rated carriers, and we offer a wide variety of coverages.  Whether one simply needs to secure his or her home, and himself or herself, or he or she needs to secure a large company, we’ll help him or her.

Insurance Offerings that fit and Community Involvement that shows that we care

Our insurance offerings are commercial and personal.  Our business program provides core coverages, and can keep virtually any commercial enterprise in Northern Florida secure, and also our industry-specific programs, which are each specially designed for one of more than 55 different industries, ensure that businesses of different kinds have necessary coverages.


We have programs for marinas, resorts, and contractors.  We also have special event insurance.


For individuals and groups we have homeowners, auto, life, and recreational vehicle policies and plans, and also we have many other personal insurance options. 


To learn about our insurance offerings, please visit our products page.


Being parts of the communities that we serve is as important to us as are delivering the best products and providing the finest services.  We support charities, fundraisers, and fishing tournaments, and also we attend or participate in local events whenever we can.

Experienced, thorough Agents keeping you secure

We know how important it is that individuals and businesses be secure, and have insurance agents that help individuals and business owners through claims processes.  For this reason and others, we thoroughly assess the needs of individuals and of business owners, and we assist individuals and business owners through claims processes.


We have quick turnaround times, and we personally answer every phone call that comes in to our office; there is no automation system in our agency.


In order to ensure that coverages are always current, and that the rates that people whom we serve pay are always competitive, we regularly and closely review policies and plans that we write.  If and when possible, we include the people whom we serve in policy and/or plan review processes.  As a result, people whom we serve can fully understand their purchases, and be cognizant of needs for changes to coverages.


Contact us or call us today.  To start on a policy, request a quote.

Additional Insurance Information:


Many thanks for all your extra work. I was very impressed and grateful for your "additional digging :)" ie: actually looking up the house etc... I look forward to doing adtl business with you (auto, etc) when we move full time.
- Chris P
I would also like to add, that you have been a pleasure to work with. I understand that you are very busy, I greatly appreciate the time you have taken to work with me. And all the help you have been in location insure for our houses. I hope that you will be there for a very long time.
- Kathy A
Thank you for your patient and professional assistance in getting us a good policy.
- Gale H
Dear Wendy, Have yourself a happy little holiday followed by the best year ever.... Thank you , you really worked on this one for me.
- Bob M